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Great News for Homeowners with FHA Loans

October 4, 2017


South Sound Home Loans offers FHA refinance loans up to 85% of current appraised value for homeowners with FHA loans. This refinance can be used to consolidate and pay-off debts, get extra cash for any reason, or a combination of both.


In addition, the FHA Streamline Refinance Loan can be used to lower the current interest rate or term without an appraisal and no income requirements as long as current mortgage payments have been made on time during the last 12 months.


The GREAT NEWS for FHA Homeowners is that South Sound Home Loans can do an FHA refinance with credit scores as low as 500!


The BEST NEWS is that SOUTH SOUND HOME LOANS does not charge an origination fee. As an Independent Mortgage Broker, our fee is paid to us by the banks we use. This means your loan closing costs are at least 1.0% of the loan amount lower than what most banks, credit unions, and other lenders charge.


(Note: as of September, 2017, FHA 30-year rates for loans over $200,000 with a 680 credit score are at 4.375%, APR 4.68%. Rates for scores under 599 are 4.875%, APR 5.323%. Rates subject to change. Call for FHA Streamline Eligibility as these loans are limited to outstanding balances.)


FOR MORE INFORMATION ABOUT FHA LOANS, CALL RANDY LUKE AT (360) 888-7442 or contact via email:

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